---
title: Nabis credit ratings
shortTitle: Credit ratings
description: Nabis credit ratings provide insight into an account's creditworthiness and financial stability.
category: Brand
section: Accounts
order: 23100
readTime: 1 min read
---


## Rating levels
| Rating | Description |
| --- | --- |
| {% badge type="green" %}Excellent{% /badge %} | The account has an excellent track record of paying invoices on time and in full |
| {% badge type="blue" %}Good{% /badge %} | The account mostly pays their invoices on time and in full |
| {% badge type="yellow" %}Fair{% /badge %} | The account has a mixed track record of paying invoices on time and in full |
| {% badge type="orange" %}Weak{% /badge %} | Moderate risk of defaulting on payments. The account is not eligible for Nabis Capital invoice factoring. We advise choosing terms under Net 30. |
| {% badge type="red" %}Poor{% /badge %} | Significant risk of defaulting on payments. The account is not eligible for Nabis Capital invoice factoring. We advise choosing only COD terms. |


## Additional restrictions for weak and poor credit retailers
When placing an order to a retailer with a weak or poor credit rating, a warning banner will appear on the brand order form outlining potential risk. Users must acknowledge prior to placing the order.

Accounts with a weak or poor Nabis credit rating are ineligible for Nabis Capital invoice factoring.

In applicable markets, Nabis reserves the right to suspend all deliveries to a location due to significant credit risk via a Nabis credit hold.